Top 15 Stocks With Dividend Yield of More Than 8%

Posted by: Aamir Hayat Like: 0 Post Date: May 9, 2026

Top 15 Stocks With Dividend Yield of More Than 8%

6. Habib Metropolitan Bank Limited (HMB)

Forward Dividend Yield: 10.4%

Dividend Yield: This stock delivered a healthy dividend yield of approximately 10% in CY25.
Latest Corporate Briefing Data (April 15, 2026): The bank reported a profit after tax of PKR 22.6 billion for the 2025 calendar year. Despite an 8% decline in earnings, it maintained a consistent dividend payout of PKR 12 per share.
Deposit and Investment Strategy: Total deposits grew by 21% over the year to reach PKR 1.12 trillion, with a strategic focus on low-cost current accounts, which now make up 38% of the total mix. The investment portfolio is heavily weighted towards floating-rate instruments (88%), protecting against interest rate volatility.

Habib Metropolitan Bank Limited (HMB)

Habib Metropolitan Bank Limited continues to position itself as a reliable dividend payer, supported by steady operations and a focus on balance sheet quality.

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Consistent dividend yield

The bank delivered a dividend yield of around 10% in CY25, making it a strong candidate for investors seeking returns above the 8% threshold. Despite a decline in earnings, the bank maintained a consistent dividend payout of PKR 12 per share, reflecting management’s commitment to shareholder returns.

Earnings performance and stability

For the full year 2025, the bank reported a profit after tax of PKR 22.6 billion, marking an 8% year-on-year decline. Even with this dip, the ability to sustain payouts indicates underlying earnings stability and a conservative capital management approach.

Deposit growth and funding strategy

HMB recorded strong growth in deposits, which increased by 21% year-on-year to PKR 1.12 trillion. The bank is also focusing on improving its funding mix. Low-cost current accounts now make up 38% of total deposits, which helps reduce funding costs and supports margins over time.

Investment positioning and rate protection

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The bank’s investment strategy is tilted toward stability. Around 88% of its portfolio is allocated to floating-rate instruments, which provides a hedge against interest rate changes and helps maintain income in a volatile rate environment.

Operational efficiency and asset quality

The cost-to-income ratio increased to 52.5% in CY25, mainly due to expansion in branch networks and ongoing investment in digital infrastructure. On the asset quality front, the bank remains stable, maintaining a coverage ratio above 90% against non-performing loans, indicating prudent risk management.

Bottom line

Habib Metropolitan Bank Limited offers a balanced mix of steady dividend income and operational stability. With a yield of around 10%, strong deposit growth, and a cautious investment strategy, the bank remains a solid option for investors seeking reliable income along with controlled risk exposure.

⚠️ This post reflects the author’s personal opinion and is for informational purposes only. It does not constitute financial advice. Investing involves risk and should be done independently. Read full disclaimer →