Top 15 Stocks With Dividend Yield of More Than 8%

Posted by: Aamir Hayat 0

Top 15 Stocks With Dividend Yield of More Than 8%

8. Bank Al Habib Limited (BAHL)

Forward Dividend Yield: 9.5%

  • Dividend Yield: The stock offers a dividend yield of 10.0% to 10.5% based on recent projections.
  • Latest Corporate Briefing Data (April 10, 2026): Standalone EPS for CY25 was reported at Rs 27.57, with a total annual dividend of Rs 15 per share. The bank’s deposit base expanded by 14.1% year-over-year, supported by a robust 89% CASA ratio.
  • Asset Quality and Trade: The bank maintains strong asset quality with an NPL ratio of 4.26% and has a significant market share in trade finance, handling over 12% of the industry’s trade volume.
  • Future Outlook: Management intends to open 33 additional branches this year and expects annual deposit growth to be between 16% and 17%.

Bank Al Habib Limited (BAHL)

Bank Al Habib Limited offers a balanced investment case, combining reliable dividend payouts with steady operational growth and a strong funding base.


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Attractive dividend yield outlook

The stock is expected to deliver a forward dividend yield of around 9.5%, with recent projections placing the yield in the 10.0% to 10.5% range. This consistent yield makes BAHL a strong option for investors seeking returns above 8% while maintaining exposure to a stable banking franchise.

Earnings and dividend performance

For the full year 2025, the bank reported a standalone EPS of Rs 27.57, along with a total annual dividend of Rs 15 per share. The ability to sustain payouts at this level reflects steady profitability and disciplined capital management.

Strong deposit base and funding mix

BAHL continues to strengthen its balance sheet through deposit growth. The bank’s deposit base expanded by 14.1% year-on-year, supported by a high-quality funding structure. A key strength is its CASA ratio of 89%, which indicates a large share of low-cost deposits. This helps keep funding costs low and supports margins over time.

Asset quality and trade finance leadership


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The bank maintains solid asset quality, with a non-performing loan (NPL) ratio of 4.26%, reflecting prudent risk management. It also holds a strong position in trade finance, handling over 12% of the industry’s total trade volume, which provides a stable and recurring source of income.

Growth strategy and future outlook

Looking ahead, the bank plans to expand its footprint by opening 33 new branches. Management is also targeting annual deposit growth of 16% to 17%, which should further strengthen its funding base and support future earnings.

Bottom line

Bank Al Habib Limited offers a compelling mix of high dividend yield, strong deposit growth, and stable asset quality. With yields around 10%, a robust CASA base, and expansion plans in place, the bank remains a solid choice for investors focused on income with steady long-term growth potential.

⚠️ This post reflects the author’s personal opinion and is for informational purposes only. It does not constitute financial advice. Investing involves risk and should be done independently. Read full disclaimer →

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